Actually, IF it happens for me, I should probably use it to reduce the loan on the EF.... Pretty sad owing money on an EF. Oh well, pouring all excess funds into 2 mortgages and big losses in shares.... Everything else is owned outright, and no credit cards.... needed a car at the time, but not much in savings. Time to get one less thing to pay off..... Just wish it was the house that was paid off, just imagining what I could do with an extra $500 play money each week.... probably a good thing I'm restrained for the next 10 years or so, think I'd get a bit too silly
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