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Old 29-02-2020, 04:22 PM   #108
Yellow_Festiva
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Join Date: Oct 2006
Location: Sydney
Posts: 8,893
Default Re: Coronavirus Closes 5 Hyundai Factories.

Quote:
Originally Posted by GO FURTHER View Post
Check the policy wording carefully on your "Travel insurance" (if you took it out).

Many policies will not cover Coronavirus medical expenses, once it has officially been declared as a "Panademic" versus the current "Epidemic" status, as expected in the coming weeks.

Also, once "travel warnings" to a particular country have been formerly issued, such as with the Coronavirus, travel insurance may not cover any expenses claimed, whether medical or otherwise.
Some policies apparently do offer a type of 'change of mind / cancellation' clause where a person can cancel a trip for whatever reason they so choose.

They were discussing it on the radio a few days ago.

Can't see how that would work as it means a person could book a big trip then cancel and get a refund?

Probably has a very large excess and premium cost.

I'm sure there are a lot of people carefully reading the PDS of their policies right about now.
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