Internet Banking Warning

[Spotty]

Originally Posted by BlewThunder

Ok so lets say some punk breached the banks system...why on gods green earth would he steal just a measley $2000 from YOUR PERSONAL account, when he would have MILLIONS available from the banks system. Sorry dude but your story doesn't add up, you got your money back, get some facts and stop whinging.



I'm not sure about westpac and other banks systems, but I know with ING direct and their online login it has a numeric keypad that pops up that you click on, the lay out of the keys is different every time, so this virus would have to a) decode this keypad b) work out where my mouse clicks c) put the two together. The probability of that seems off the scale....but hey it could be possible.





Paranoid MUCH? If they monitor your account through a breach in your system, and you don't notice, more fool you. You will probably find a last logon time for your banking which you should always check and make sure it was a time you actually logged on...if it wasn't then id be calling the bank. If they monitor your account through a breach in the banks software, do you not think they would steal from a shitload more peoples accounts and therefore prompt an investigation by the bank as to why its losing ITS money....

Sorry to rain on you parade....but what's the saying...no point crying over spilt milk...especially when you dropped the carton....especially when the bank replaced said carton. :Up_to_som

Your not raining on my parade.......you've just dropped one in your own jocks.
Why are you so defensive about the lack of security of internet banking? People ARE being ripped off. The backlog of internet banking fraud cases in my bank is now 3 -5 weeks or around 500+ transactions. And why are the banks taking the financial hit by reimbursing customers the money that has been stolen? ....their very concerned and do not want the publicity. Can you answer this.....would a bank give you your money back if you took out cash via teller and were then robbed out in the street? I will answer it for you NO. The banks have to much to lose if their is a substantial drop in confidence in the security of internet banking. In answer to your comment as to why millions arent being ripped off (and I dont recall mentioning any specific amount being taken from my account- where did you dream that one up??) - the answer is quite simple there are daily withdrawl limits placed on these accounts and the fraudsters prefer to embezzle smaller amounts to minmise attention.

So dude...you say my 'story' doesnt add up?? Really? A story you claim. and .....am I really a fool for forgetting to logon on to my internet banking account at 4.16am and noticing that their had been a fraudulent withdrawl at 4.09am? and that my last login in time was 8.50pm 7 days prior.

Actually on reflection I feel sorry for you....or perhaps you work in a bank whatever, my 'story' was put out there in the public interest and its a pity you have attempted to discredit it. I have no idea why, but I wish you well with your confidence with the security of internet banking.