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Old 13-01-2011, 06:37 PM   #10
Jim Goose
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Join Date: Feb 2010
Location: Sun City, North Australis
Posts: 4,274
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Getting out of scope of this thread all the insurance talk, but a rep from an insurance company was interviewed before.

He says that there only two types of policies: One is for flash flooding/ storm surge, this is like what happened in Toowoomba.... that is a flash flood.

The other was for tidal surge (i think), which is where either a river breaks its banks and causes flooding, such as what happened in Brisbane. (or king tides which cause flooding in low laying areas).

Flash flooding is covered in most basic insurance policies (it may be called something else).... the tidal/ river surge flooding is not.
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