Getting shafted by insurance company

[Eaturbo]

As the title says, I'm getting shafted by and insurance company. I've got income protection thru my work that covers me for 2 years if I have an illness. Now I have been off work work 11 months with and illness and about 6 weeks ago they stopped paying due to a technicality.

Now I have got further evidence to support my illness and them back paying me and continuing to pay me until I'm fit for work again and now they just want to make me a lump sum offer that only covers me up until now or for the last 6 weeks and another 2 weeks so 8 weeks in total. I have told them that based on my doctor and specialist advice that it will take until Christmas to be fit for work again. They are just trying to get away with getting me off the list and saving 2 months more payments while theres still another 12 months left on the policy if my illness continues.

What are your thought guys on this, are they just trying to pressure me into taking what sounds like a lot of money but still leaves me 2 months with no pay. Not to mention if my health worsens next year I have signed a no further liabilities document. I can't work out why on such a short 2 year policy why they are so kean to get me off the liabilities list. They have told me that they no longer supply the insurance to my work anymore and that they want to close the company policy and cut any liabilities connected to the policy. This doesn't help me any and they are bound by law to continue with the claim once opened. They can choose to just refuse to pay any more payments but I have supplied the evidence to support the ongoing payments.

Anyone had any similar experience with insurance companies, I would really like to hear your thoughts. Thanks Shane.