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Old 12-01-2011, 10:21 PM   #1
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yeah... Rick really needs it checked out asap
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Old 12-01-2011, 10:31 PM   #2
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With all members on here posting they are available to help out with accom, tradies etc... perhaps a new thread so people can list phone numbers etc?
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Old 13-01-2011, 01:43 AM   #3
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Photo from my uncles place in east brisbane - That's mowbray? park Wednesday morning.
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Old 13-01-2011, 06:36 AM   #4
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Some brighter news this morning with the peak only going about .5 more than yesterdays by the look of the markers.4.5/4.6 looks to of been the height.Many relieved people around these parts.Plenty of heartbreak further upstream.Thankfull the rain stopped on tuesday night.Been some big stuff going down the river.Looked like the walkway below the Story Bridge broke up a bit and was escorted down the river by the water police.
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Old 13-01-2011, 07:46 AM   #5
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I never meant to offend anyone or demean the plight if those that are suffering in the affected areas.

After a day sand bagging and moving gear out, watching the water come up as if on cue, and still able to get home across the river with blue skies mow my lawn etc just made it all sureal.
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Old 13-01-2011, 08:01 AM   #6
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What has got myself and others worried is that April is tipped to see massive thunder storms, and with the ground not fully dryed out, things could get very interesting once again.

There is a storm cell sitting off the coast which some have said might develop into a cyclone, however the general opinion is this is unlikely, but not impossible.

I'm off to work so for any further updates keep tuned into your radio, TV or internet (if it hasn't been cut). The BOM website has a live radar that can be monitored.
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Old 13-01-2011, 12:17 PM   #7
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Quote:
Originally Posted by grandpa_spec_au
What has got myself and others worried is that April is tipped to see massive thunder storms, and with the ground not fully dryed out, things could get very interesting once again.

There is a storm cell sitting off the coast which some have said might develop into a cyclone, however the general opinion is this is unlikely, but not impossible.

I'm off to work so for any further updates keep tuned into your radio, TV or internet (if it hasn't been cut). The BOM website has a live radar that can be monitored.
Looking over the Coral Sea it looks like a storm brewing , another over the west , somehow I find it hard to consider relaxing for a couple of months
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Old 13-01-2011, 12:47 PM   #8
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Brisbane City Resident Flood Information courtesy of the Brisbane City Council


A mirror of Brisbane City Council flood maps and flood affected street lists are available for download below. This has been provided because the BCC website is struggling to meet demand and we are making this page available to help distribute the information to the residents of Brisbane. Council advises that conditions are changing and we will provide updated maps to you when they are available.



The Brisbane City Council advises that they are also expecting a large amount of Brisbane streets to be affected and have released a list available at the following URL:
·http://www.boostcruising.com/floods/...y_location.doc



The Boostcruising general community is constantly posting photos and updates in the following discussion topic:
·http://www.boostcruising.com/forums/...owtopic=683061 .



Brisbane Flood Maps - Click on a suburb to Download PDF
Some maps may not yet be available, if you receive a file not found error please try again later.

•Acacia Ridge (692kb)
•Albion (1.1Mb)
•Alderley (1.1Mb)
•Algester (946kb)
•Annerley (1.2Mb)
•Anstead North (436kb)
•Anstead South (589kb)
•Archerfield (678kb)
•Ascot (898kb)
•Ashgrove (1Mb)
•Aspley (1Mb)
•Auchenflower (1.2Mb)
•Bald Hills North(PDF -608kb)
•Bald Hills South (775kb)
•Balmoral (1Mb)
•Banks Creek North (214kb)
•Banks Creek South (196kb)
•Banyo (853kb)
•Bardon (1Mb)
•Bellbowrie (674kb)
•Belmont North (722kb)
•Belmont South (605kb)
•Berrinba (556kb)
•Boondall (779kb)
•Bowen Hills (1.1Mb)
•Bracken Ridge (937kb)
•Bridgeman Downs (761kb)
•Brighton (618kb)
•Brisbane CBD (1.1Mb)
•Brookfield North (413kb)
•Brookfield South (572kb)
•Bulimba (1Mb)
•Burbank North (527kb)
•Burbank South (490kb)
•Calamvale (1.1Mb)
•Camp Hill (1.2Mb)
•Cannon Hill (985kb)
•Capalaba West (502kb)
•Carina (1Mb)
•Carina Heights (1.1Mb)
•Carindale North (965kb)
•Carindale South (904kb)
•Carole Park (573kb)
•Carseldine (860kb)
•Chandler (492kb)
•Chapel Hill (905kb)
•Chelmer (953kb)
•Chermside (1.1Mb)
•Chermside West (1Mb)
•Chuwar (319kb)
•Clayfield (1.1Mb)
•Coopers Plains (894kb)
•Coorparoo (1.2Mb)
•Corinda (817kb)
•Darra (901kb)
•Deagon (892kb)
•Doolandella (864kb)
•Drewvale (677kb)
•Durack (772kb)
•Dutton Park (1Mb)
•Eagle Farm Airport (818kb)
•Eagle Farm South (531kb)
•East Brisbane (1Mb)
•Eight Mile Plains (1Mb)
•Ellen Grove (723kb)
•England Creek East (231kb)
•England Creek West (189kb)
•Enoggera (857kb)
•Enoggera Reservoir East (374kb)
•Enoggera Reservoir West (250kb)
•Everton Park (1Mb)
•Fairfield (1.1Mb)
•Ferny Grove (647kb)
•Fig Tree Pocket (1Mb)
•Fitzgibbon (954kb)
•Forest Lake (955kb)
•Fortitude Valley (1Mb)
•Gaythorne (938kb)
•Geebung (971kb)
•Gordon Park (1.2Mb)
•Graceville (878kb)
•Grange (1.1Mb)
•Greenslopes (1.3Mb)
•Gumdale (608kb)
•Hamilton (862kb)
•Hawthorne (1.1Mb)
•Heathwood (473kb)
•Hemmant (600kb)
•Hendra (841kb)
•Herston (1.1Mb)
•Highgate Hill (1Mb)
•Holland Park (1.1Mb)
•Holland Park West (1.1Mb)
•Inala (891kb)
•Indooroopilly East (926kb)
•Indooroopilly West(PDF -1Mb)
•Jamboree Heights (962kb)
•Jindalee (921kb)
•Kangaroo Point (1.1Mb)
•Karana Downs (544kb)
•Karawatha (667kb)
•Kedron (1.1Mb)
•Kelvin Grove (1.2Mb)
•Kenmore (944kb)
•Kenmore Hills (755kb)
•Keperra (775kb)
•Kholo East (393kb)
•Kholo South (351kb)
•Kholo West (344kb)
•Kuraby (906kb)
•Lake Manchester North (PDF - 286kb)
•Lake Manchester South (358kb)
•Larapinta (556kb)
•Lota (609kb)
•Lutwyche (PDF - 1.2Mb)
•Lytton (592kb)
•Macgregor (1Mb)
•Mackenzie (645kb)
•Manly (709kb)
•Manly West (1Mb)
•Mansfield (988kb)
•Mcdowall (991kb)
•Middle Park (859kb)
•Milton (1.1Mb)
•Mitchelton (826kb)
•Moggill East (538kb)
•Moggill West (551kb)
•Moorooka (1Mb)
•Morningside (970kb)
•Mt Coot-tha East (854kb)
•Mt Coot-tha West (616kb)
•Mt Crosby East (465kb)
•Mt Crosby West (455kb)
•Mt Gravatt(PDF -1Mb)
•Mt Gravatt East (1.1Mb)
•Mt Ommaney (962kb)
•Murarrie (671kb)
•Nathan(928kb)
•New Farm(PDF -1.1Mb)
•Newmarket(PDF -1.1Mb)
•Newstead (1Mb)
•Norman Park (1.1Mb)
•Northgate (944kb)
•Nudgee (644kb)
•Nudgee Beach (516kb)
•Nundah (1Mb)
•Oxley (840kb)
•Paddington (1.1Mb)
•Pallara (605kb)
•Parkinson (740kb)
•Pinjarra Hills (627kb)
•Pinkenba North (417kb)
•Pinkenba South (582kb)
•Port of Brisbane (273kb)
•Pullenvale North (390kb)
•Pullenvale South (573kb)
•Ransome (652kb)
•Red Hill (1.1Mb)
•Richlands (821kb)
•Riverhills (729kb)
•Robertson (1Mb)
•Rochedale North (501kb)
•Rochedale South (530kb)
•Rocklea (686kb)
•Runcorn (1Mb)
•Salisbury (979kb)
•Sandgate (792kb)
•Seven Hills (1.2Mb)
•Seventeen Mile Rocks (995kb)
•Sherwood (844kb)
•Shorncliffe (548kb)
•Sinnamon Park (1Mb)
•South Brisbane (1.1Mb)
•Spring Hill (1.1Mb)
•St Lucia(PDF -1Mb)
•Stafford (1.1Mb)
•Stafford Heights (1Mb)
•Stretton (816kb)
•Sumner (926kb)
•Sunnybank (1.1Mb)
•Sunnybank Hills (1.1Mb)
•Taigum (996kb)
•Taringa (1Mb)
•Tarragindi (1.1Mb)
•Tennyson (926kb)
•The Gap North (721kb)
•The Gap South (708kb)
•Tingalpa (832kb)
•Toowong (1.2Mb)
•Upper Brookfield East (395kb)
•Upper Brookfield West (326kb)
•Upper Kedron (588kb)
•Upper Mt Gravatt (1Mb)
•Virginia (1Mb)
•Wacol East (524kb)
•Wacol West (548kb)
•Wakerley (793kb)
•Wavell Heights (1.1Mb)
•West End (1.1Mb)
•Westlake (792kb)
•Willawong North (715kb)
•Willawong South (653kb)
•Wilston (1.2Mb)
•Windsor (1.2Mb )
•Wishart (919kb)
•Woolloongabba (1.2Mb)
•Wooloowin (1.2Mb)
•Wynnum (800kb)
•Wynnum West (972kb)
•Yeerongpilly (944kb)
•Yeronga (1Mb)
•Zillmere (1Mb)
You can download the latest version of Adobe Reader for free
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Suburbs likely to be affected by flooding
•Albion
•Auchenflower
•Bowen Hills
•Brisbane City
•Bulimba
•Chelmer
•Coorparoo
•East Brisbane
•Fairfield
•Fig Tree Pocket
•Fortitude Valley
•Graceville
•Hemmant
•Indooroopilly
•Kangaroo Point
•Lytton
•Milton
•Moggill
•Murrarie
•New Farm
•Newstead
•Norman Park
•Oxley
•Pinkenba
•Rocklea
•Sherwood
•South Brisbane
•Tennyson
•Yeronga
•Yerongpilly
•Windsor
•Wacol
Flood Modelling
Please find attached the latest maps from Council's flood modelling which indicate predicted areas which may be inundated by today's high tide (expected to peak at 14:09 at Brisbane Port Office) and tomorrow's high tide.

•Whole of Brisbane
•Brisbane South
•Brisbane East
•Brisbane West
Sandbag Locations
Sandbags are available free of charge at the following locations:
•Darra Works Depot, Shamrock Rd, Rocklea
•Morningside Works Depot, Redfern Street, Morningside
•Newmarket SES Depot, Wilston Rd, Newmarket (in carpark off Erneton Street)
•Zillmere Works Depot, Jennings Street, Zillmere


Residents requiring assistance with property damage or flooding within their property boundary should contact the SES on 132 500.



To report downed trees outside of your property boundary or issues with stormwater drains, contact Council on 3403 8888.



To report fallen powerlines, phone Energex on 13 19 62.

To view the maps go to www.Boostcruising.com.au you DONT have to be a member to view them ..Daz.
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Old 13-01-2011, 08:39 AM   #9
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Currently there are two tropical cyclones which are attached to the moonsoon trough.
TC Vince sitting off the WA coast and there is another sitting in the Pacific ocean TC Van (?) neither of which are close to the coast.... but the worry is still there.
Currently there are two tropical cyclones which are attached to the moonsoon trough. TC Vince sitting off the WA coast and there is another sitting in the Pacific ocean TC Van (?) neither of which are close to the coast....

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Old 13-01-2011, 08:50 AM   #10
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We still got to wait and see what this hightide later this afternoon does.
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Old 13-01-2011, 09:14 AM   #11
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Quote:
Originally Posted by Corzza
We still got to wait and see what this hightide later this afternoon does.
Next week would have been worse, full moon on Wednesday 19th January, with a 2.4 - 2.5 high tide, for the time being there doesn't seem to be any sign of significant rain across Brisbane and Wivenhoe Dam discharge is being scaled back, given the current situation I'd call the flood as being peaked (subject to change without warning)

Also, bread and milk are in short supply, the local Coles hasn't had any deliveries for days and the manager wasn't sure if he'd be able to open because he hasn't got staff for the registers.

I had to drive around the suburbs to get milk for the kids, would anyone be surprised to hear that profiteering is happening?
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Old 13-01-2011, 09:21 AM   #12
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Quote:
Originally Posted by Corzza
We still got to wait and see what this hightide later this afternoon does.
The worst is over for Brisbane.The level of the river has dropped about .3m since the peak this morning and the tide is smaller this afternoon.Saturday at around 6am sees another king tide but hopefully the river levels will have dropped a heap by then..It will still take a while to return to normal levels though.Now the work begins.One hell of a cleanup about to start.Further upstream will be under for a bit yet and face a massive task to get things back to normal.The whole of queensland have a huge challenge ahead of them.Hopefully the regional areas are past the worst now as well and face a hell of a ride to get back to normal.
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Old 13-01-2011, 10:12 AM   #13
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Wow...

I've been following the threads on this disaster for days now, spoken with many people about its devastation, and watched grown men shed a tear myself included.

Whilst we have not been directly affected quite a few of us have friends and family who have had their lives turned upside down and feel hopless knowing there is little we can do but offer a few dollars here and there and pray that it eases soon so that you guys can clean up and move on.

I thought i'd post the lyrics to a well known song, an anthem, which may somehow share our concern and let you know that as our brothers and sisters, we are with you all the way...

When you walk through a storm
Hold your head up high
And don't be afraid of the dark.

At the end of the storm
There's a golden sky
And the sweet silver
Song of a lark.

Walk on through the wind

Walk on through the rain

Though your dreams
Be tossed and blown.

Walk on
Walk on

With hope in your hearts

And you'll never walk alone

You'll never walk alone.


You'll never walk alone Queensland!
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Old 13-01-2011, 10:16 AM   #14
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Pic we took from a boat at 1.00pm yesterday. The level was way higher at it's worst:

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Old 13-01-2011, 10:25 AM   #15
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Quote:
Originally Posted by Wally
Pic we took from a boat at 1.00pm yesterday. The level was way higher at it's worst:


Good pic Wally. The amount of water....just unbelievable
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Old 13-01-2011, 10:27 AM   #16
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And everything from these businesses and homes, everywhere actually, that needs to be thrown away, where is it all going to go?
I'm sure the regular dumps will be out of bounds for quite a while.
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Old 13-01-2011, 10:44 AM   #17
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Quote:
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And everything from these businesses and homes, everywhere actually, that needs to be thrown away, where is it all going to go?
I'm sure the regular dumps will be out of bounds for quite a while.
The future implications for this disaster are mind boggling.

Every tradie in every trade will be fully booked till the end of the year. Hotels / motels / backpackers will be full for months, hospitals will be full treating people for injuries and water borne illnesses, tens of thousands of tons of rubbish and filth will need to go somewhere.

Then there is the environmental disaster. The Great Barrier Reef has taken a beating as well, erosion, silt deposited where it generally wouldn't be.

My goodness...
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Old 13-01-2011, 10:41 AM   #18
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A few words about the power supply in Brisbane at present …

Recall how everyone whinges that they want underground power? Well, one of the drawbacks is that it does not cope very well with flooding. The underground cables themselves are fine. Most distribution transformers (11000/415V) are sealed, so they can tolerate a bit of immersion. The problem is the circuit breakers, isolators, and fuses. What typically happens during water ingress is that the water starts to boil (think like the inside of a kettle), internal mechanisms corrode, and occasionally they explode (think of a small bomb going off).

When I was a young tradesman, a few times I had to repair an 11000 volt switchboard that had been immersed in water and exploded. Trust me; it is a long and dirty job. However, if the switchboard is only been immersed in a de-energised state, it is a relatively simple task to clean, test, and return to service.

The power lines (overhead and underground), follow the streets. Brisbane is a hilly area. It is often impracticable to follow the high ground. Power lines radiate away from the substation, like the arms of an octopus, but with cross circuits that allow power to be rerouted around problems.
A wise old electrical engineer had this saying that many electricity utilities adhere to. It is the three laws of electricity utilities. In descending order of priority it is;

1. Safety of people
2. Protect plant from damage
3. Restore supply

Under normal conditions, if a single transformer was going underwater and there is enough notice, it is possible to reroute power around and maintain supply. Often, the customer is completely unaware that this is being done. Yesterday, however, was not normal. The water was rising. Roads were cut. Alternate circuits were underwater themselves. So, if a single transformer somewhere along the feeder was going under water, the safest approach was to de-energise the entire 11000 volt circuit by remotely tripping the circuit breaker back at the substation.

While this approach may upset some people, in the long term, it is the best approach to ensuring that supply is restored as quickly as possible. The alternative is that the local ground transformer fails catastrophically (of which a few did yesterday). Note the pictures in the media of the exploded substation at Suncorp Stadium. Replacing the transformer (and local high voltage switch) can add days to restoration. Add in that this work is a specialist resource, which will be in high demand during large restoration tasks.

Today will about restoring supply where possible. Crews will work out from the substation, restoring as far as possible. If the problem is towards the back end of the feeder and access is not an issue, it will be possible to restore most of that feeder. If the problem is at the front end and no alternate supply is available at the back end, then, sorry, you will have to wait.

The Brisbane CBD is a different matter. It will be a case by case assessment. A lot of older buildings (pre ’74) have basement level substations. There are a number of buildings constructed just after ’74 that have their substation purposely built above the water line. Then, in the mid-1980’s complacency set in and the newer substations have located, you guessed it, back in the basement, below the water line. On Monday and Tuesday, a lot of the lower substations were de-energised, had their batteries and protection relays removed. When the water subsides, it will be a case of clear out the muck, test, re-install the batteries, and hope there are no other problems. The Brisbane CBD 11000 underground mesh network is extensive and has multiple cross feeders. That will help get supplies back. However, for some buildings, particularly if their low voltage switchboard is unserviceable, it will take some time to restore supply.

Compounding the problem for the CBD buildings is that they normally have only enough diesel fuel for 24 hours of emergency power. Fuel supply itself is not an issue. Fuel delivery is as there is a finite number of tankers and, with the flooding problems across Queensland, they will be fully utilised keeping emergency generators toped up.

The top priorities at the moment are hospitals, water and sewerage, major shopping centres, large commercial (food distribution, food production, etc). This is the import social infrastructure.

Over the coming days and weeks, as blackouts drag on, some are going to get rather agitated. The best help that you can provide is to be calm, patient, and try to calm down others who are getting agitated or trying to stir up trouble. Everyone is aware of the problems. Getting agitated will just slow the process down.

Postscript;

I doff my hat to the team at SEQ Water and Brisbane City Council. The hydrologists who guard Wivenhoe and Somerset have done a brilliant job. Make no mistake, without Wivenhoe, this would have been a massive disaster of a biblical scale. The reason why the flood level is lower than expected was due to the impressive juggling act the hydrologists did on Tuesday night. Brisbane City Council was giving good, honest, information in an environment that was highly dynamic.
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Old 13-01-2011, 01:01 PM   #19
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http://www.rowlandselectrical.com.au/

I have been a forum member for many years, and will personally recommend this guy, i have known him for almost a decade. Please make sure in the coming days if anyone needs anything electrically inspected make sure you are permitted to use your own contractor as the state government have said they will not resupply power to your home until you are checked.
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Old 13-01-2011, 01:07 PM   #20
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likewise, if any forum members have business who have gone under, i myself provide security alarm/cctv/phone and data cabling service. Feel free to PM me however as i am a principal contractor to woolworths group I am expected to get hammered within the next few days/weeks, but will help where I can.
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Old 13-01-2011, 02:55 PM   #21
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I for one am glad the waters are starting to recede.

The hard part is yet to come with months and months of clean up work for the towns and cities plus the possibly years of rebuilding individual houses and lives.

It will be a mammoth effort to rebuild, but I believe you queenslanders can do it and be back better than ever.

I just hope the QLD government has a contingency plan to reduce the impact of any future floods in the years to come. The Wivenhoe dam did its job well. But I fear there will be worse to come, if not soon, in the coming years. The weather is progressively changing and another back up plan may be required.

perhaps I am being too cynical, I dont know, but its food for thought.
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Old 13-01-2011, 04:05 PM   #22
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Quote:
Originally Posted by blueoval
I just hope the QLD government has a contingency plan to reduce the impact of any future floods in the years to come. The Wivenhoe dam did its job well. .

No it didn't. It was built to mitigate against just such an event and even raised in recent years. I'd bet Brisbane received both the Lockyer Valley inflow, plus a large percentage of containment water simultaneously when the gates were opened up. There won't be an independent review, but there should be.
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Old 13-01-2011, 08:34 PM   #23
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Quote:
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No it didn't. It was built to mitigate against just such an event and even raised in recent years. I'd bet Brisbane received both the Lockyer Valley inflow, plus a large percentage of containment water simultaneously when the gates were opened up. There won't be an independent review, but there should be.
FFS, there is more pressing issues at hand right now then a bloody review. As has been said if it werent for Wivenhoe me along with A LOT of other people wouldnt be here today
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Old 13-01-2011, 08:59 PM   #24
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Then there are the unlucky MANY who were unable to take out insurance at all against river rise inundation because insurers know they were vulnerable. Know a couple of guys who are well off with flash joints that got swamped at chelmer and yeronga they are uninsured against this type of occurence because nobody would insure them!!!
Lucky for them they are well off enough to rebuild, but the majority won't be.

I would also like to declare that we have a spare room and double bed with all facilities and some room for storage available to any affected that need it, I would be more than happy to come and pick up also, please don't hestate to ask, we are at Capalaba.
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Old 14-01-2011, 12:11 AM   #25
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Originally Posted by DJM83
FFS, there is more pressing issues at hand right now then a bloody review. As has been said if it werent for Wivenhoe me along with A LOT of other people wouldnt be here today
Yes there is more pressing things and I've been doing them. I just hopped out of the shower to wash off the acid and solvent drenched mud that I've been removing since 4.00pm. I don't need telling off, I'm out there working my preferbial off cleaning up the mess, even those of my neighbours who haven't managed to turn up yet.

Allow those of us who have suffered, the right to have a say. I am not alone in my sentiments, maybe you should come down to Sumner Park and look at what we have to deal with and lend a helping hand. All I've seen today are sight seers and cops asking me if I'm looting, all of them suitably concerned, but not moved to roll up the sleeves.

Wivenhoe was full, it had nill effect against the wash from the downs, The gates were opened wide and we recieved a 1+1 outflow. If controlled flooding had been implemented prior it would have had some containment capacity, but it didn't.
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Old 14-01-2011, 08:02 PM   #26
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Quote:
Originally Posted by Wally
Yes there is more pressing things and I've been doing them. I just hopped out of the shower to wash off the acid and solvent drenched mud that I've been removing since 4.00pm. I don't need telling off, I'm out there working my preferbial off cleaning up the mess, even those of my neighbours who haven't managed to turn up yet.

Allow those of us who have suffered, the right to have a say. I am not alone in my sentiments, maybe you should come down to Sumner Park and look at what we have to deal with and lend a helping hand. All I've seen today are sight seers and cops asking me if I'm looting, all of them suitably concerned, but not moved to roll up the sleeves.

Wivenhoe was full, it had nill effect against the wash from the downs, The gates were opened wide and we recieved a 1+1 outflow. If controlled flooding had been implemented prior it would have had some containment capacity, but it didn't.
Hats off to you mate i wasnt shooting you down, but the mere thought of a review at this point in time is insane. Yeah maybe later on.
An event like this is hard to plan for at such short notice, yeah sure there was some water around but Brisbane had not a lot of time to prepare for it and have some controlled flooding so the 'main event' wasnt as bad or even none existant.
Keep up the good work.
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Old 13-01-2011, 03:17 PM   #27
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I was curious last nite so i had a look at my home insurance PDS (AAMI) only to find that we are not covered for floods! I know that it's normal not to be covered in war/war like events etc.....are floods in the same category? Would all these poor people be not covered by insurance, or is it insurance compnany/individual specific??
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Old 13-01-2011, 03:42 PM   #28
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flood damage is usually in the fine print that you have to specifically ask for.

But be wary, I have spoken to a few that are ongoing discussions with their insurers.. There seems to be a 'tidal' flood clause on some of the policies... It can rain and flood but a tidal flood ...ie:- Brisbane although the dam release was the cause accented by the tides doesn't seem to be covered or is covered to 1 metre
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Old 13-01-2011, 04:09 PM   #29
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There is no "fine print" in an australian PDS.
Any PDS is written in plain english

However on the flood cover thing. It is infact the Normal thing that home insurance does not cover Flood. Som companies may offer it as an option, others don't offer it at all.
Suncorp is the only company I am aware of that automatically covers it in thier presonal home product. There may be others but that is the only one i am aware of.

When I was in the sales and service department of the insurer I work for in 2004-2006 We actually stated when doing a quote or converting a quote to a policy that "Flood IS NOT covered" It was one of the things we were monitiored on at the time for training purposes.

And My wife that works for Suncorp has had many people leave Suncorp when they in the last year or two started the Automatic flood cover because some people did not want it.

It comes back to the same thing I always say to people as does EVERY SINGLE INSURANCE comercial. *Consider the PDS to ensure it meets your personal needs*

I am not trying to upset anyone by the above. It may seem callious at a time like this but I assure you every insurer will meet what thier obligations are under your particular policy. If Flood is not covered in your policy they may not be obligated to pay a claim.
This is just simple fact.
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Old 13-01-2011, 04:15 PM   #30
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Quote:
Originally Posted by Yaw
There is no "fine print" in an australian PDS.
Any PDS is written in plain english

However on the flood cover thing. It is infact the Normal thing that home insurance does not cover Flood. Som companies may offer it as an option, others don't offer it at all.
Suncorp is the only company I am aware of that automatically covers it in thier presonal home product. There may be others but that is the only one i am aware of.

When I was in the sales and service department of the insurer I work for in 2004-2006 We actually stated when doing a quote or converting a quote to a policy that "Flood IS NOT covered" It was one of the things we were monitiored on at the time for training purposes.

And My wife that works for Suncorp has had many people leave Suncorp when they in the last year or two started the Automatic flood cover because some people did not want it.

It comes back to the same thing I always say to people as does EVERY SINGLE INSURANCE comercial. *Consider the PDS to ensure it meets your personal needs*

I am not trying to upset anyone by the above. It may seem callious at a time like this but I assure you every insurer will meet what thier obligations are under your particular policy. If Flood is not covered in your policy they may not be obligated to pay a claim.
This is just simple fact.

Does that apply in all cases or only if you're deemed to be in a high risk area?
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