![]() |
|
Welcome to the Australian Ford Forums forum. You are currently viewing our boards as a guest which gives you limited access to view most discussions and inserts advertising. By joining our free community you will have access to post topics, communicate privately with other members, respond to polls, upload content and access many other special features without post based advertising banners. Registration is simple and absolutely free so please, join our community today! If you have any problems with the registration process or your account login, please contact us. Please Note: All new registrations go through a manual approval queue to keep spammers out. This is checked twice each day so there will be a delay before your registration is activated. |
|
The Bar For non Automotive Related Chat |
![]() |
|
Thread Tools | Display Modes |
![]() |
#1 | ||
If it ain't broke........
![]() Join Date: Dec 2007
Location: Sunshine Coast Qld
Posts: 18,513
|
http://www.news.com.au/finance/money...-1226910189131
Old mate on $25,000 a year spends his money very carefully, certainly living within his means.......
__________________
Visitors welcome Relatives by appointment only Last edited by buggerlugs; 08-05-2014 at 06:08 PM. |
||
![]() |
![]() |
#2 | ||
Bolt Nerd
![]() Join Date: Jan 2005
Location: Ojochal, Costa Rica (Pura Vida!)
Posts: 14,613
|
The whole three...
Can vary on a daily, weekly, monthly basis. And heavily influenced by planet alignment (and where the Mrs has hidden her purse)
__________________
Current vehicles.. Yamaha Rhino UTV, SWB 4L TJ Jeep, and boring Lhd RAV4 Bionic BF F6... UPDATE: Replaced by Shiro White 370z 7A Roadster. SOLD Workhack: FG Silhouette XR50 Turbo ute (11.63@127.44mph) SOLD 2 wheels.. 2015 103ci HD Wideglide.. SOLD SOLD THE LOT, Voted with our feet and relocated to COSTA RICA for some Pura Vida! (Ex Blood Orange #023 FPV Pursuit owner ![]() |
||
![]() |
3 users like this post: |
![]() |
#3 | ||
DFDFDF
Join Date: Jan 2005
Location: Albury-Wodonga
Posts: 2,384
|
Interesting read.. With all the hoohah going on at the moment it does tend to make you reflect.. In our household we are very fortunate, dont go without much, have enough to support a friend and a family member who arent so lucky, however at the end of each month the bank balance hasnt gone up much.. If I or the missus went total scrooge we could probably knock over the mortgage in a few years, but whats the point? We enjoy our lifestyle however if these changes come in it would probably force us to re-evaluate things..
__________________
The Daily : 2012 Ford Territory The Restorer : 1994 Polynesian Green ED XR6 T5 - Completely stock, put away for a few years The Project : 1994 Velocity Blue ED Ford Futura - AU3 220kw XR8 5L V8 5-Speed in progress The Toys : 2003 GasGas EC250 & 2001 Yamaha DT230 |
||
![]() |
![]() |
#4 | ||
FF.Com.Au Hardcore
Join Date: Mar 2005
Posts: 7,682
|
comfrtable, but we have worked hard for it, and I certainly don't take it for granted because for many many years we struggled
__________________
I reserve the right to arm bears
|
||
![]() |
10 users like this post: |
![]() |
#5 | ||
BANNED
Join Date: Jul 2012
Posts: 2,886
|
I'm rich cause I don't owe anyone anything..
No mortgage and no loans....and a fantastic home. Worked damned hard to get that way though. |
||
![]() |
4 users like this post: |
![]() |
#7 | ||
If it ain't broke........
![]() Join Date: Dec 2007
Location: Sunshine Coast Qld
Posts: 18,513
|
I often think that I couldn't give a bugger about winning lotto because I would then never appreciate how hard I have worked to get what I have ( if you can understand that !! )......
__________________
Visitors welcome Relatives by appointment only |
||
![]() |
This user likes this post: |
![]() |
#8 | ||
FF.Com.Au Hardcore
Join Date: Mar 2005
Posts: 5,250
|
I worked very hard for 10 years..........Then quit my job to try courier work....What a watse of time and money that was! Now i am still unemployd 12 monts later. Be careful wot you take on as 'full time' work.
Thought Imwould try forklift operating work....Found out its all casual/semi permannet work that does'nt pay to well..........Goin back o the tools now fixing bloody forklifts. |
||
![]() |
![]() |
#10 | ||
FF.Com.Au Hardcore
Join Date: Mar 2008
Location: Perth WA
Posts: 825
|
I'ld say im comfortable but theres always the sword of damocles above my head should projects dry up or theres a stroke of a pen for investors to get an extra 2c out of their share prices.
But this is where the communist in me comes out. Feel for the guy that is on 25k per year and say yeh people on or above 150k should get taxed harder with a maximum wage of 500k. I mean who needs 500k a year, spread the wealth. The reason why were in a stuttering economy is becasue the rich get richer by soaking up what little money is out there
__________________
********** SWAP ******************* Im looking to swap my chrome roll bars and soft tonneau with the cut outs on my GS ute for just the normal FG FPV soft tonneau cover. Basically i want to do away with the chome bars Im from Perth so it would be easier if someone from Perth is willing as well. I will drive to you as well. |
||
![]() |
This user likes this post: |
![]() |
#11 | ||
YE-US! Wait. I don't know
Join Date: May 2010
Location: in the turkey...
Posts: 940
|
Depends on the definitions of each.
I'm "poor" because I'm renting and saving for a home deposit, meaning I have to watch my money in much the way I did as a student. I'm "comfortable" because it's much more manageable than when I was a student. I'm "rich" because if I chose to just rent, or ended up buying, I'd have a lot more disposable income. Depends on definition and your perspective based on experiences.
__________________
"Well. Apparently you're looking for a lion-snake named Harriet." Daily: '06 BF XL Ute,Shockwave Blue, Column Shift, eGas BEAST.
Gone: 77 HZ panel van, 253, column. The Weekender: '06 BF Pursuit, Toxic, lumpy af |
||
![]() |
![]() |
#12 | ||
FF.Com.Au Hardcore
Join Date: Jun 2013
Location: Adelaide
Posts: 1,600
|
Its all got to do with perspective, if you have a roof over your head with running water, you are richer than 80% of the worlds population.
My needs are simple, I have a job, if im sick I go to hospital, if im hungry I go to the supermarket, if I need fuel I can go an fill up at anytime with no restrictions, my daughter is at a great little school which costs a pretty penny, but will set her up for life. I cant take my money with me when I die, im comfortable.
__________________
____________________ 2019 LDV G10 2009 Mitsubishi Express-GONE 2011 Honda Jazz ____________________ |
||
![]() |
5 users like this post: |
![]() |
#13 | ||
FF.Com.Au Hardcore
Join Date: May 2010
Posts: 1,730
|
I'm doing ok and proud of what I have achieved. I grew up dirt poor with a struggling single mother, worked hard and put myself through two uni degrees. Now I am reaping the sweet rewards and always looking for new opportunities to better myself. I have seen many people with more opportunities than me squander them. It is a very satisfying feeling to look at everything I have done and know it was all my own doing. Regardless of what you may earn or have, that feeling is what makes me feel rich.
__________________
2011 FG XR6 Sedan |
||
![]() |
3 users like this post: |
![]() |
#14 | ||
Performance moderator
![]() Join Date: Feb 2005
Location: St Clair..N.S.W
Posts: 14,875
|
For the younger guys.. About 25 years ago I came into some $$$ I bought two investment properties and everyone said I was crazy !!! $90k and $112K back then..
I worked all the O.T I could. Now nearly 61 and its working out for me.. I know plenty of my work mates etc would have p!ssed it up against the wall... Not saying real estate is the way to go.. Just over the years things appreciate.. You can hardly buy a house in Sydney under $500k now.. I would say we are doing O/K ..??
__________________
Real cars are not driven by front wheels,real cars lift them!!... BABYS ARE BOTTLE FED, REAL MEN GET BLOWN. Don't be afraid to try something new. Remember, amateurs built the Ark...Professionals built the Titanic! Dart 330ci block turbo black pearl EBXR8 482 rwkw.. Daily driver GTE FG.. Projects http://www.fordforums.com.au/showthread.php?t=107711 http://www.fordforums.com.au/showthr...8+turbo&page=4 |
||
![]() |
6 users like this post: |
![]() |
#15 | ||
Where to next??
Join Date: Oct 2006
Location: Sydney
Posts: 8,893
|
I think rich can be defined as not owing anything to the bank, owning the roof over your head and the car you drive and having enough money in the back or invested to live comfortably off the income without having to work.
That's certainly not me (yet) but I'm certainly not struggling.
__________________
___________________________ I've been around the world a couple of times or maybe more....... |
||
![]() |
![]() |
#16 | ||
FF.Com.Au Hardcore
Join Date: Feb 2012
Location: Sydney, NSW
Posts: 2,970
|
Admittedly I'm between comfortable and struggling. We live week to week but with a mortgage, car and 3 kids I think we are doing well. I don't have excess cash flow to do 'whatever' I want but being smart with our money allows us to make sure our kids are in a great school, have a decent roof over their heads and are spoilt rotten with toys etc. I'm 27 and understand that if I bust my balls for a few more years to come I can get into the 'comfortable' bracket and slow down a little
|
||
![]() |
2 users like this post: |
![]() |
#17 | ||
FF.Com.Au Hardcore
Join Date: Feb 2011
Location: by the beach
Posts: 1,982
|
comfortable despite being on a carers payment........BUT.... I bought a coupe project so now no money and addicted to ebay and gumtree (insert happy sad sob here)
__________________
clevo mafia (sadly sold) 351c xe manual (now with short shifting 5sp goodness) xc gs coupe project...hmm more clevo for me new daily 2005 ba sr |
||
![]() |
![]() |
#18 | ||
FF.Com.Au Hardcore
Join Date: Dec 2007
Location: S.E. Qld
Posts: 968
|
Definitely struggling, made redundant nearly 2 years ago, can't get a look in anywhere (ageism is alive and well ). Missus hard working and no huge income... nothing in reserve, one hiccup could lose house, not to mention prob. unable to pay rego. on the XW next time !!!
|
||
![]() |
This user likes this post: |
![]() |
#19 | ||
FF.Com.Au Hardcore
Join Date: Oct 2005
Posts: 3,412
|
It all goes in swings and roundabouts.
I would never have described myself as rich but we were quite comfortable. But in the past 2 years my wifes job has gone from full time to casual with around 20 hours a week. Then I got sick early last year and have been in and out of hospital, missed a total of 7 months work in that time. 3 months on this last episode. So with little income coming in and bills still needing to be paid we are struggling at the moment but I know that it will turn around soon. |
||
![]() |
This user likes this post: |
![]() |
#20 | ||
FG XR6 Ute & Sedan
![]() Join Date: Oct 2006
Location: Bibra Lake WA
Posts: 22,879
|
Not sure yet. Just retired and hopefully I can live modestly comfortably on my super. Although at the moment I am living on my rapidly declining emergency savings as my super fund is taking its own sweet time handing over my money so I can manage it (I think they are a bit narky that I didn't think their allocated pension plan was value for money). I also have missus and adult disabled son at home to support so I will have to be careful. And no pension of course.
__________________
regards Blue |
||
![]() |
![]() |
#21 | |||
Obsessed with wheels
Join Date: Dec 2006
Posts: 2,298
|
Quote:
|
|||
![]() |
![]() |
#22 | ||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: coowonga
Posts: 1,654
|
|
||
![]() |
![]() |
#23 | ||
Donating Member
![]() Join Date: Dec 2010
Location: Melbourne, Victoria
Posts: 4,771
|
I'd say I am in the struggling section right about now, In the process of starting my own business the last year so its been me mostly investing all the money I have into gear and advertising. I'm only 26 mind you, but have to always assess if I'm doing the right thing or not!
P.S I am a painter so its highly competitive to get work now days :(
__________________
Ride 2007 Ripcurl BF Xr6 Ute Mods to Date Ceramic Coated Pacemaker 4495s 2.5" Dual Venom exhaust, Bluepower CAI Eaton True Trac with 3.9s 20% Underdrive EcoLpi Motor RWKW: 200.0 Nm: 394 Mods to Follow Supercharger |
||
![]() |
![]() |
#24 | ||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: Lake Macquarie, Newcastle NSW
Posts: 3,164
|
I would say we are "comfortable". As DINK's, we own our 7 year old home, own our 2 cars and van outright and have no loans etc. WE generally get what we want but are not in a position to splurge out on big ticket items without major consideration. But I would like to be in the "rich" category though.
|
||
![]() |
![]() |
#25 | |||
When in doubt, GAS IT!!
Join Date: Sep 2006
Location: Lower Eyre Peninsula, SA
Posts: 3,018
|
Quote:
At the govt.s' expense at twice the cost or more, yeah?, ..and he should be out looking for a job, yeah?
__________________
. HERS- BFIII Wagon Gold, alloys, dual fuel, bullbar, big tow pack, trans cooler, fully rebuilt HD suspension, Clarion, alarmed, full 2 1/2" sports system, mint body MINE- AUII Forte Meteorite, dual fuel but otherwise bog stock. MINE- AUII Fairlane Sportsman Liquid Silver over meteorite,HIDs', Airhog, Eagle Leads, dual fuel, custom rear springs, BA slotted discs + a second one for spares . |
|||
![]() |
5 users like this post: |
![]() |
#26 | ||
Call me dirt... Joe Dirt
Join Date: May 2009
Location: Back in Perth for good
Posts: 5,302
|
I consider myself filthy rich... beautiful wife, gorgeous 18 month old son, FPV in the garage.
... got not much money though.
__________________
2007 BFII FPV Cobra Ute|Boss 302|6M|#23/100 Mods so far: Billet Products Shifter|X-Force Exhaust|Herrod Oil Breathers|Whiteline Sway Bar|Tein SuperStreets|Kings FOR-303SL Rear Springs|Melling Oil Pump|Mace Manifold Spacers|Powerbond Underdrives|Pacemaker Headers|Ballistic Cats|XFT Custom Tune @ 308.3rwkw|DBA T3 Rotors|Ferodo Pads|Goodridge Braided Lines Mods to come: 4.11 Diff Gears|Chromoly Tailshaft I use & recommend: Castrol|Motorcraft|Mainlube|Penrite Check Out My Build Thread |
||
![]() |
![]() |
#27 | |||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: coowonga
Posts: 1,654
|
Quote:
and my response to him has ** all to do with you anyway, yeah? |
|||
![]() |
This user likes this post: |
![]() |
#29 | ||
Lurking......
![]() Join Date: May 2009
Posts: 449
|
|
||
![]() |
![]() |
#30 | ||
FF.Com.Au Hardcore
Join Date: Mar 2006
Location: Mildura, Victoria
Posts: 2,424
|
I'm definately struggling...Being on the DSP due to my medical condition makes life difficult as it is and it's set to get even more difficult once Hockey hands down his budget which outlines tough financial cuts to both aged and disabled pensioners :(
__________________
My Ride... 2005 BA2 XR6 Magnet Ute. |
||
![]() |