Involved in car accident - what are my rights?

[AshMan]

Hey guys,

Basically I approached a roundabout (to do a U turn, ie go back in the same direction I came from) waited a bit for a spot to enter, had right indicator on, and as I past the 12 oclock (ie 3/4 of the way around the round about) this silly woman went through the roundabout and hit me.

Now it was a very small impact and has not caused much damage, the front left guard is dinted in and the passengers door pinches.

The lady contacted her insurance company, admitted full liability and the car is going to be repaired.

However, not only do I have to take time off work to take the car into be assessed etc, I'm without a car for a week or more and will have ALOT of trouble getting to work.

I contacted the insurance company tonight and they advised there is no way they can help me with a hire car (at their expense) or a courtesy car etc.

What are my rights as far as demanding some sort of transport etc?

After all, it was the other person who hit me, why should I have to be inconvenienced to the point where I get up 3 hours earlier than I normally do and catch the train to work, then walk 5 km to work, then turn around and do it all again in the afternoon.

Hire cars are expensive, especially being under 25.

Do I pursue the insurance company for the incidental costs (time off work, hire car etc.) or do I write a letter of demand to the person or what?

All of the incidental costs may add up to close to the cost of the repairs...

Any advice appreciated greatly!!!

Ash