Insurance - P Plater - Page 2

weairy · 23-11-2011, 08:13 PM

Quote:

Originally Posted by Ben73

I thought all cars had to have 3rd party before they are registered.

Actually, as part of your rego (at least in Victoria), you pay a compulsary third party amount.

mistermxer · 23-11-2011, 08:13 PM

Quote:

Originally Posted by Ben73

I thought all cars had to have 3rd party before they are registered.

third party personal but not property

Franco Cozzo · 23-11-2011, 08:22 PM

Quote:

Originally Posted by mistermxer

i have TPPD

Lucky, I thought you meant no insurance haha, would be a big mistake doing that.

|Nate · 23-11-2011, 08:47 PM

Quote:

Originally Posted by weairy

Well, I just signed my insurance up today.
19 year old P Plater, no insurance history, 2009 FG XR6, 5spd auto.
$720 a year, full comprehensive.
Only catches are; Dad is on the policy as a Rating 1 driver & my basic excess is $1000 + $350 for Under-25 driver.

What company did you go with?

millzy555 · 23-11-2011, 08:52 PM

Keen to know this too. Im paying $1300 2002 xr8 ute, 24, no claims and think i can do better!

bossgtp · 23-11-2011, 08:53 PM

I had to go through just car insurance for all my policies for cars because no one else would cover me. My last car BA GT-P was $2800 a year, the new '11 GT is $1100 for full cover $74000, the only reason I stay with them is my partner is still under 25 so no one else will look at us as soon as she turns 25 I'll be shopping around or putting it in with the house and contents insurer (GIO).

GS608 · 23-11-2011, 08:59 PM

Quote:

Originally Posted by |Nate

He is legally allowed to own the car, just not drive it. Unless you're in W.A I think (?)

I also don't think you should change the topic to young deaths on the roads, we are discussing insurance here good sir.

Fairly sure SA doesn't have restrictions either?

|Nate · 23-11-2011, 09:47 PM

Wouldn't have a clue, I'm in Victoria so even talking about restrictions is restricted here.

weairy · 23-11-2011, 10:00 PM

I apologize for advertising but!

I'm with CUNA Mutual. I sell CUNA as part of my job at a Credit Union. I'd be happy to do quotes for people if they'd be interested? It'd be a big help to me haha.

Placey · 24-11-2011, 03:22 AM

This is interesting.. I'm 20.. Full licence but doesn't change anyway cos I'm under 25..

I doubt mine can be beaten!!

Car:
'08 FG XR6T
ZF, prem sound. No mods.

Policy:
SHANNONS
Agreed $30,000
Dad on policy (makes NO price difference as he is over 25, according to policy)
Driven up to three days a week (got a festiva for work)
No at fault claims ever
2 not at fault claims
400 excess + 300 age excess

$1270 a year

I found this a good quote.. I was quoted 13000 a year from youi... Lol!!

Placey · 24-11-2011, 03:23 AM

And grab me a quote if you like!

James place. 5501 postcode (two wells). Garaged blah blah... Never claimed etc etc..

Chris_Rogers01 · 24-11-2011, 07:11 AM

I got a few suggestions first of all i will never go through just car insurance again i have compared all my previous cars with them and they just seem to charge a hell of allot more then other insurance company's at one stage they wanted to charge over $3,500 for a MK3 Toyota supra...i go through always NRMA for Queensland i paid $120 a month for full comprehensive and to the agreed value of $17,000 for a 04 Mitsubishi Magna VRX, now im looking for another insurance company that will do a agreed custom value for my Falcon when im back on the road in 3 months not asking for much just something over the maximum, $3 - 4 thousand from most insurance company's

millzy555 · 24-11-2011, 07:52 AM

Quote:

Originally Posted by weairy

I apologize for advertising but!

I'm with CUNA Mutual. I sell CUNA as part of my job at a Credit Union. I'd be happy to do quotes for people if they'd be interested? It'd be a big help to me haha.

PM SENT!

aussie muscle · 24-11-2011, 08:31 AM

Quote:

Originally Posted by Ben73

I thought all cars had to have 3rd party before they are registered.

insurance you pay for with your rego only covers other PEOPLE. not cars, fences or anything else you run into. You should at least buy 3rd property insurance, which covers you against the cost of anything you crash into, but doesn't cover your own car.

|Nate · 24-11-2011, 12:20 PM

Quote:

Originally Posted by Placey

This is interesting.. I'm 20.. Full licence but doesn't change anyway cos I'm under 25..

I doubt mine can be beaten!!

Car:
'08 FG XR6T
ZF, prem sound. No mods.

Policy:
SHANNONS
Agreed $30,000
Dad on policy (makes NO price difference as he is over 25, according to policy)
Driven up to three days a week (got a festiva for work)
No at fault claims ever
2 not at fault claims
400 excess + 300 age excess

$1270 a year

I found this a good quote.. I was quoted 13000 a year from youi... Lol!!

How does that work?
Shannons always goes "ALL drivers on this policy must be 25 or OVER for this car to be insured by us."
So how did you cheat their system?!?!

XR_Strider_GuY · 24-11-2011, 01:24 PM

When I was 22 (off my P's) I payed $1700 for insurance for my fully loaded AUII XR6 HP. $1100 is not unreasonable.