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#1 | ||
Piston Broke
Join Date: Nov 2010
Location: Seymour, Vic
Posts: 312
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That time-old question; how the hell does a 19 year old with an FG XR6 get insurance under about $1100 minimum?
I've tried all the big providers, Just Cars, AAMI, Bingle, RACV etc. to try and get some sort of decent quote, and they all came in around the $2k mark. Best I got was through work. I work for a credit union and we sell CUNA Mutual insurance as part of it. Even then, with staff discounts and what not, still $1100, with joint policy holders (both me and my dad).... Anyone got any suggestions?
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- FOR SALE - 2009 FG XR6 in Velvet |
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#2 | ||
Regular Member
Join Date: Jul 2009
Posts: 111
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$1100 sounds pritty good to me,Dont think your going to get any better then that mate.
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#3 | ||
Piston Broke
Join Date: Nov 2010
Location: Seymour, Vic
Posts: 312
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That's what I'm thinking unfortunately... It's so stupid, because I got a quote for a 2010 model that I was going to buy until they jacked me around on price, about 4 weeks ago, and it was about $840. Now they've had a 15% price hike accross the board and they wont insure a 2009 model under $1100... =/
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- FOR SALE - 2009 FG XR6 in Velvet |
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#4 | ||
Regular Member
Join Date: Jul 2009
Posts: 111
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Yeh its abit stupid the way things work. Nice car for a p plater anyway!
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#5 | ||
FF.Com.Au Hardcore
Join Date: May 2008
Posts: 618
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brokers.
don't go through the usual major insurers. try donelly's etc etc. |
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#6 | ||
FF.Com.Au Hardcore
Join Date: Feb 2007
Location: ...in the shed
Posts: 3,386
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Try harder..I'm paying $1600 for a 2011 XR6 Turbo ute..19 years old, P plater, Rating 5 with NRMA
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#7 | ||
Piston Broke
Join Date: Nov 2010
Location: Seymour, Vic
Posts: 312
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How the hell are you insuring an XR6T as a P Plater?
And I just got off the phone to youI, which I found absolutely hillarious: Insurance Guy: "Ok, we can insure you forrrr.... around $804..." Me: "That sounds ok..." Insurance Guy: "So it works out to be $8200 a year" Me: ".... What?" $8,200 a YEAR. I laughed. Alot.
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- FOR SALE - 2009 FG XR6 in Velvet |
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#8 | |||
FF.Com.Au Hardcore
Join Date: Feb 2007
Location: ...in the shed
Posts: 3,386
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Quote:
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#9 | ||
Piston Broke
Join Date: Nov 2010
Location: Seymour, Vic
Posts: 312
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Ahhh, that'd explain it. Yeah, I knew that they wouldn't honour a claim for it (I actually sell insurance as part of my job)
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- FOR SALE - 2009 FG XR6 in Velvet |
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#10 | ||
Regular Member
Join Date: May 2009
Posts: 48
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$1100 is good. I'm a rating 1, 24 years old and i pay $750 for my 06 BF - looking at a quick quote online for a new XR6 and even I'm sitting around $990 a year (Major providers).
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#11 | ||
Piston Broke
Join Date: Nov 2010
Location: Seymour, Vic
Posts: 312
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A tip for anyone who's getting a face-to-face quote in my situation; go joint policyholders with your parentals. Takes a huge quote down to a smaller one.
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- FOR SALE - 2009 FG XR6 in Velvet |
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#12 | ||
FF.Com.Au Hardcore
Join Date: Aug 2006
Location: Newcastle
Posts: 1,061
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^^^ and destroys your parents no claim bonus if you have a claim. a mate and his brother both made a few claims when younger and cost their parents heaps
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-Tim |
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#13 | ||
Piston Broke
Join Date: Nov 2010
Location: Seymour, Vic
Posts: 312
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Protected No-Claim bonus for the win?
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- FOR SALE - 2009 FG XR6 in Velvet |
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#14 | ||
Starter Motor
Join Date: Sep 2011
Posts: 27
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My first car i got with insurance through AMMI, it was a 3 year old VT, i adjusted my excess so it was $2000...really just covering major damage and 3rd party damage. i paid about $1000.00 a year.
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#15 | ||
BEN
Join Date: Jun 2011
Location: Perth WA
Posts: 4,875
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I wish i only payed $1100. I pay $3300 a year
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My Thread. The new whip: 2014 FGX XR8 Auto in victory gold. Mods : BMC air filter, 1500cc injectors, Walbro 485, 58mm kpm snout, kpm intercooler, 35% front and 20% rear tint, pedders supercar coilovers, whiteline sway bars, Phillips HIDs, lenso d1r wheels. 331rwkw. 12.7 sec stock as a rock with a passenger. Now with 620rwhp ready to run the 10 built zf, built tailshaft, corn juice all to come. The old rig: 2008 FG XR8 Auto in dash green with a tonne of mods to make 311rwkw. |
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#16 | ||
The Experience...
Join Date: Sep 2010
Posts: 1,017
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Would u believe that in 2003 when I was on my red Ps, for an EF XR6 they wanted to charge me 8K plus!!!!
That was a freaking joke.
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Her Daily: BF XR6T ZF
His Daily: FGX XR8 ZF ![]() ![]() ![]() ![]() ![]() ![]() |
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#17 | ||
FF.Com.Au Hardcore
Join Date: Dec 2010
Posts: 824
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Interesting to know considering I'll be getting a 10' - 11' FG XR6 in a couple of months time. I'm with Just car right now for my EB at $320 a year (3rd party + Fire and theft) but from some of the online quotes if I had the FG (Comprehensive) were around $2000-2500 a year. $1100 sounds bloody good to me, I hope I can find something like that D:
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#18 | ||
Piston Broke
Join Date: Nov 2010
Location: Seymour, Vic
Posts: 312
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AAMI were the best price I could get at 1300 (bearing in mind that the $1100 was through work and a fairly well doctored quote).
The thing that burns me the most is I have a valid quote for a 2010 FG Xr6 with a 6sp there for 870, full comp and insured for 31k. But I can't take it out because I've got an 09 model 5spd, hence the requote. And as a result of the floods etc. all the premiums have gone up 10-20% this week (unfortunatly I had no warning of this) to compensate. 900 + 20% = the now 1100 quote. Really bleeding.
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- FOR SALE - 2009 FG XR6 in Velvet |
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#19 | ||
FF.Com.Au Hardcore
Join Date: Dec 2010
Posts: 824
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Ah okay, well I haven't tried AAMI yet, will do that now, but for quote on a 2010 or 2011 FG XR6 6sp Manual it's been around the same $2kish area for me.
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#20 | |||
Regular Member
Join Date: Mar 2009
Posts: 251
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Quote:
This is probably a good place for the Government to start in stopping the growing number of deaths occurring among young, inexperienced, poor drivers. From memory, when I was a 'P' plater(late 90s / early 00s) you weren't legal in a V8 or turbo. |
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#21 | ||
FF.Com.Au Hardcore
Join Date: Dec 2010
Posts: 824
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He is legally allowed to own the car, just not drive it. Unless you're in W.A I think (?)
I also don't think you should change the topic to young deaths on the roads, we are discussing insurance here good sir. |
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#22 | |||
I am Batman
Join Date: Jul 2010
Location: Central Coast
Posts: 1,764
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Quote:
didnt read his reply did ya? |
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#23 | ||
FF.Com.Au Hardcore
Join Date: Jul 2010
Location: NSW
Posts: 4,325
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1100 is great for a P plater in a new car. Take it and run, you wont get any better. If you do get any better, tell us where!!
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#24 | ||
BOOST
Join Date: Sep 2007
Location: Adelaide
Posts: 787
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I paid $1453 a year with Just Car for my 09 FG XR6 Turbo and im 20 and on p plates
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Daily: 2006 BF F6 383rwkw Weekend: 2008 FG XR6T 502rwkw |
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#25 | |||
FF.Com.Au Hardcore
Join Date: Aug 2006
Location: Newcastle
Posts: 1,061
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Quote:
back on topic, my sister pays $3000 to insure a $20k toyota yaris on her p's.. so $1100 for a xr6 isn't so bad ![]()
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-Tim |
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#26 | ||
Regular Member
Join Date: Sep 2011
Posts: 318
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the only insurance i have on my falcon is the $50 bull bar on the front. been driving it 3 years now. hit 5 kangaroos, 3 birds and and someone reverse into the front of my car, and all i've had to to and straighten and re-weld (when old mate tried to drive over my car) and replace a head light lens from one Roo.. Only thing to bring my car to a halt (for the time being) is an engine bay fire, where the $40 fire extinguisher saved the majority of stuff from being destroyed. $100 to get that car home, and $200 to get another car home to wreck and fix mine.
all up insurance & repairs for me for three years has cost like $600 but then again i don't drive a $35,000 car, i called AAMI for a quote on a $12,500 2005 falcon and they wanted $2,400 for comprehensive for a year....
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1991 EA Ford Falcon S-PACK 4 speed Auto. Current wheels (for the 2nd time...) 1990 Nissan Pintara Hatch GLi 5 speed Manual with extractors (the "second" car) 1991 EA Ford Falcon S-PACK 4 speed Auto (Dead on Arrival...) |
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#27 | |||
Thailand Specials
Join Date: Aug 2009
Location: Centrefold Lounge
Posts: 49,116
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Pfft, it was $2500 a year for my WS Fiesta when I turned 18, my LV TDCI Focus was $2200
Then $1779 now with Just Car. So I'd be happy with $2K lol especially for a "Sports" model Falcon. Quote:
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#28 | ||
Regular Member
Join Date: Sep 2011
Posts: 318
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i have TPPD
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1991 EA Ford Falcon S-PACK 4 speed Auto. Current wheels (for the 2nd time...) 1990 Nissan Pintara Hatch GLi 5 speed Manual with extractors (the "second" car) 1991 EA Ford Falcon S-PACK 4 speed Auto (Dead on Arrival...) |
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#29 | |||
FF.Com.Au Hardcore
Join Date: Jul 2010
Location: NSW
Posts: 4,325
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Quote:
I thought all cars had to have 3rd party before they are registered. |
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#30 | ||
Piston Broke
Join Date: Nov 2010
Location: Seymour, Vic
Posts: 312
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Well, I just signed my insurance up today.
19 year old P Plater, no insurance history, 2009 FG XR6, 5spd auto. $720 a year, full comprehensive. Only catches are; Dad is on the policy as a Rating 1 driver & my basic excess is $1000 + $350 for Under-25 driver.
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- FOR SALE - 2009 FG XR6 in Velvet |
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